Why Travel Insurance?
Today, the demand for international insurance products is greater than ever due to the increasing mobility of business people, as well as leisure travelers. Domestic insurance coverage does not accommodate these travelers because it usually does not cover them when they leave their home country. Even if their current plan offers international coverage, usually it is for a limited time, and offers only minimal benefits.
What features should you look for in an international plan? Whichever plan you choose, make sure that it offers the usual, basic medical coverage that you would expect at home. Additionally, look for a plan that offers benefits specifically needed by international travelers such as:
Hazardous sport and activities cover (optional), and
Terrorism cover (optional)
At BPB Associates, we offer a complete line of quality international coverage from the International Medical Group®(IMG®) including short-term travel medical, long-term individual medical, group medical insurance, yearly executive coverage, and group and individual coverage for mission trips and missionaries.
Patriot Travel Medical Insurance - Short Term
The Patriot series of products provides comprehensive major medical benefits for U.S. and non-U.S. citizens traveling outside of their home country. Coverage is from 15 days to 1 year.
Global Medical Insurance - Long Term
Global Medical Insurance is an annually renewable, U.S. style, major medical insurance product designed for foreign nationals who live outside of their country of citizenship. Coverage is for 1 year or greater.
Patriot T.R.I.P. - Trip Cancellation
To help protect you from losing the money you've spent to travel, there is Patriot T.R.I.P., Patriot T.R.I.P. provides protection to travelers who are unable to travel or are interrupted during their trips due to circumstances such as illness or injury, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline.
Outreach Travel Medical - Missionaries and Mission Trips
The Outreach series of products is for missionaries, their families, and church or organizational-related mission trips. From 15 days to 1 year.
International Medical Group, Inc. sm
International Medical Group, Inc., headquartered in Indianapolis, IN (US), is recognized as a world leader in providing medical insurance solutions for international travelers and citizens.
Focused exclusively on the international market, IMG® also maintains an office in the UK to better serve its global clientele. Today, IMG provides medical security and specialized medical programs to individuals and families in more than 130 countries.
IMG plans are underwritten bySirius Int'l Insurance Corporation (publ), rated A (Excellent) by A.M. Best. Sirius is a wholly owned subsidiary of ABB Financial Services within the ABB Group, established in 1883.